Ripple focuses on fixing slow, expensive international payments by letting money move across borders in seconds instead of days. Its digital token XRP acts as the bridge, giving banks and payment providers a faster and cheaper way to send funds worldwide.

Sometimes crypto prices crash for no clear reason, and that’s usually a whale at work. These massive holders can move markets with a single trade, and tracking their activity can give you an edge most investors never get.

Getting started with crypto can be risky, but testnet wallets let you practice safely. Learn how to set up Ethereum and Bitcoin testnet wallets using fake coins before spending real money.